we serve all type of customers

 
Aerial View of Suburban Street

RESIDENTIAL PROPERTY

People buy residential property insurance to insure a house or the place they live, and their personal things. There are different types of insurance. The kind you buy depends on what you want to protect and whether you rent or own.

Residential property includes:

  • Single-family homes

  • Attached townhomes

  • High rise condos

 

COMMERCIAL PROPERTY

An insurance policy for businesses and other organizations that insures against damage to their buildings and contents due to a covered cause of loss, such as a fire. The policy may also cover loss of income or increase in expenses that result from the property damage (PD). Some properties covered by commercial property insurance are:

  • Retail stores

  • Manufacturing facilities

  • Hotels and resorts

  • Offices

 
Packaging Factory
 
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BUSINESS INTERRUPTION

A policy for Business Interruption is an insurance policy that covers loss of income by a business because of a natural disaster. The loss of income coverage should be the result of the temporary or permanent closing, and/or for reestablishing the entity’s business functions after the disaster has taken place.

 
 

LAW FIRMS, ENGINEERING GROUPS, OTHERS

We can provide expert services in the cases where a Law Firm, Engineering Group, or other types of entities are involved in taking a claim case.

 

We can work with each of them by providing the bulk of the work surrounding claims, from appraising damage, preparing estimates, and other claim documents, and reviewing insurance policies, so that they have the most accurate information to complete the claim process.

 
Law Review
 

our customer eXPERIENCE

 

We have helped many customers in different ways with their claims. Here are a few actual claims that we have successfully solved.

 
Image by Brian Babb

RESIDENTIAL CUSTOMER

The insurance company notified our client via letter that his "claim does not meet the minimum deductible amount". Our client felt lost and frustrated until he hired CAT Adjusters. Our client was able to receive $24,000 for repairs to his home.

 

COMMERCIAL CUSTOMER

Our customer had insurance for "Business Interruption", but the insurance company offered our customer $2,000 to settle the claim. CAT Adjuster was hired to work and we were able to settle the claim for $199,630 to cover business interruption losses.

 
Baker
Showing an Apartment

CONDOMINIUM CUSTOMER

The condo of 280 families was inspected by personnel from the insurance company. The insurance company flagged the claim as "pre-existent" before the hurricane damaged the property. Under this situation, our customer was offered to settle the claim by $30,000. CAT Adjuster team was able to get $1,298,000 to cover the damages

 

© 2020 by Mahonri Cruz